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Alaska FHA MORTGAGE LIMITS

97% Purchase 95% Refinance 100% Streamline Refinanc

Updated 12/30/2008

MSA Name	County Name	One-Family	Two-Family	Three-Family	Four-Family	Last Revised	Limit Year
NON-METRO	ALEUTIANS EAST	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	ALEUTIANS WEST	$349,600	$447,550	$540,950	$672,300	01/01/2009	CY2009
ANCHORAGE, AK (MSA)	ANCHORAGE	$290,950	$372,450	$450,200	$559,500	01/01/2009	CY2009
NON-METRO	BETHEL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	BRISTOL BAY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	DENALI	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	DILLINGHAM	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
FAIRBANKS, AK (MSA)	FAIRBANKS NORTH	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	HAINES	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
JUNEAU, AK (MICRO)	JUNEAU	$349,600	$447,550	$540,950	$672,300	01/01/2009	CY2009
NON-METRO	KENAI PENINSULA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
KETCHIKAN, AK (MICRO)	KETCHIKAN GATEW	$322,000	$412,200	$498,250	$619,250	01/01/2009	CY2009
KODIAK, AK (MICRO)	KODIAK ISLAND	$317,400	$406,300	$491,150	$610,400	01/01/2009	CY2009
NON-METRO	LAKE AND PENINS	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
ANCHORAGE, AK (MSA)	MATANUSKA-SUSIT	$290,950	$372,450	$450,200	$559,500	01/01/2009	CY2009
NON-METRO	NOME	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	NORTH SLOPE	$301,300	$385,700	$466,250	$579,400	01/01/2009	CY2009
NON-METRO	NORTHWEST ARCTI	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	PRINCE OF WALES	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	SITKA	$340,400	$435,750	$526,750	$654,600	01/01/2009	CY2009
NON-METRO	SKAGWAY-HOONAH	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	SOUTHEAST FAIRB	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	VALDEZ-CORDOVA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	WADE HAMPTON	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	WRANGELL-PETERS	$301,300	$385,700	$466,250	$579,400	01/01/2009	CY2009
NON-METRO	YAKUTAT CITY	$381,800	$488,750	$590,800	$734,250	01/01/2009	CY2009
NON-METRO	YUKON-KOYUKUK	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009

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The CY2009 basic standard mortgage limits for FHA insured loans are:
		One-family	Two-family	Three-family	Four-family
	FHA Forward	$271,050.00	$347,000.00	$419,425.00	$521,250.00
	HECM	$417,000.00
	HOPE for Homeowners	$550,440.00
	Fannie/Freddie	$417,000.00	$533,850.00	$645,300.00	$801,950.00

High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits The ceilings for CY2009 are:
		One-family	Two-family	Three-family	Four-family
	FHA Forward	$625,500.00	$800,775.00	$967,950.00	$1,202,925.00
	HECM	$417,000.00
	Fannie/Freddie	$625,500.00	$800,775.00	$967,950.00	$1,202,925.00

Section 214 of the National Housing Act provides that mortgage limits for Alaska, Guam, Hawaii, and the Virgin Islands may be adjusted up to 150 percent of the new ceilings. This results in new CY2009 ceilings for these areas of:
		One-family	Two-family	Three-family	Four-family
	FHA Forward	$938,250.00	$1,201,162.00	$1,451,925.00	$1,804,387.00
	Fannie/Freddie	$938,250.00	$1,201,162.00	$1,451,925.00	$1,804,387.00