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Colorado FHA MORTGAGE LIMITS

97% Purchase 95% Refinance 100% Streamline Refinanc

Updated 12/30/2008

MSA Name	County Name	State	One-Family	Two-Family	Three-Family	Four-Family	Last Revised	Limit Year
DENVER-AURORA, CO (MSA)	ADAMS	CO	$368,000	$471,100	$569,450	$707,700	01/01/2009	CY2009
NON-METRO	ALAMOSA	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
DENVER-AURORA, CO (MSA)	ARAPAHOE	CO	$368,000	$471,100	$569,450	$707,700	01/01/2009	CY2009
NON-METRO	ARCHULETA	CO	$285,200	$365,100	$441,300	$548,450	01/01/2009	CY2009
NON-METRO	BACA	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	BENT	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
BOULDER, CO (MSA)	BOULDER	CO	$402,500	$515,250	$622,850	$774,050	01/01/2009	CY2009
DENVER-AURORA, CO (MSA)	BROOMFIELD	CO	$368,000	$471,100	$569,450	$707,700	01/01/2009	CY2009
NON-METRO	CHAFFEE	CO	$274,850	$351,850	$425,300	$528,550	01/01/2009	CY2009
NON-METRO	CHEYENNE	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
DENVER-AURORA, CO (MSA)	CLEAR CREEK	CO	$368,000	$471,100	$569,450	$707,700	01/01/2009	CY2009
NON-METRO	CONEJOS	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	COSTILLA	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CROWLEY	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CUSTER	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	DELTA	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
DENVER-AURORA, CO (MSA)	DENVER	CO	$368,000	$471,100	$569,450	$707,700	01/01/2009	CY2009
NON-METRO	DOLORES	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
DENVER-AURORA, CO (MSA)	DOUGLAS	CO	$368,000	$471,100	$569,450	$707,700	01/01/2009	CY2009
EDWARDS, CO (MICRO)	EAGLE	CO	$625,500	$800,775	$967,950	$1,202,925	01/01/2009	CY2009
COLORADO SPRINGS, CO (MSA)	EL PASO	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
DENVER-AURORA, CO (MSA)	ELBERT	CO	$368,000	$471,100	$569,450	$707,700	01/01/2009	CY2009
CANON CITY, CO (MICRO)	FREMONT	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	GARFIELD	CO	$414,000	$530,000	$640,650	$796,150	01/01/2009	CY2009
DENVER-AURORA, CO (MSA)	GILPIN	CO	$368,000	$471,100	$569,450	$707,700	01/01/2009	CY2009
NON-METRO	GRAND	CO	$309,350	$396,000	$478,700	$594,900	01/01/2009	CY2009
NON-METRO	GUNNISON	CO	$357,650	$457,850	$553,450	$687,800	01/01/2009	CY2009
NON-METRO	HINSDALE	CO	$423,200	$541,750	$654,850	$813,850	01/01/2009	CY2009
NON-METRO	HUERFANO	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	JACKSON	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
DENVER-AURORA, CO (MSA)	JEFFERSON	CO	$368,000	$471,100	$569,450	$707,700	01/01/2009	CY2009
NON-METRO	KIOWA	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	KIT CARSON	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
DURANGO, CO (MICRO)	LA PLATA	CO	$379,500	$485,800	$587,250	$729,800	01/01/2009	CY2009
EDWARDS, CO (MICRO)	LAKE	CO	$625,500	$800,775	$967,950	$1,202,925	01/01/2009	CY2009
FORT COLLINS-LOVELAND, CO (MSA)	LARIMER	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	LAS ANIMAS	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	LINCOLN	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
STERLING, CO (MICRO)	LOGAN	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
GRAND JUNCTION, CO (MSA)	MESA	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	MINERAL	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	MOFFAT	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	MONTEZUMA	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
MONTROSE, CO (MICRO)	MONTROSE	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
FORT MORGAN, CO (MICRO)	MORGAN	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	OTERO	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	OURAY	CO	$419,750	$537,350	$649,550	$807,200	01/01/2009	CY2009
DENVER-AURORA, CO (MSA)	PARK	CO	$368,000	$471,100	$569,450	$707,700	01/01/2009	CY2009
NON-METRO	PHILLIPS	CO	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	PITKIN	CO	$625,500	$800,775	$967,950	$1,202,925	01/01/2009	CY2009

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The CY2009 basic standard mortgage limits for FHA insured loans are:
		One-family	Two-family	Three-family	Four-family
	FHA Forward	$271,050.00	$347,000.00	$419,425.00	$521,250.00
	HECM	$417,000.00
	HOPE for Homeowners	$550,440.00
	Fannie/Freddie	$417,000.00	$533,850.00	$645,300.00	$801,950.00

High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits The ceilings for CY2009 are:
		One-family	Two-family	Three-family	Four-family
	FHA Forward	$625,500.00	$800,775.00	$967,950.00	$1,202,925.00
	HECM	$417,000.00
	Fannie/Freddie	$625,500.00	$800,775.00	$967,950.00	$1,202,925.00

Section 214 of the National Housing Act provides that mortgage limits for Alaska, Guam, Hawaii, and the Virgin Islands may be adjusted up to 150 percent of the new ceilings. This results in new CY2009 ceilings for these areas of:
		One-family	Two-family	Three-family	Four-family
	FHA Forward	$938,250.00	$1,201,162.00	$1,451,925.00	$1,804,387.00
	Fannie/Freddie	$938,250.00	$1,201,162.00	$1,451,925.00	$1,804,387.00