Streamline Your FHA or VA Mortgage

Incredible Low Rates Available...Save Thousands

LOWER YOR RATE NOW  While Rates Are At A NEW All Time Low! Call or email for information   All Presently Financed FHA or VA will qualify

FHA has permitted streamline refinances on insured mortgages since the early 1980's. The "streamline" refers only to the amount of documentation and underwriting that needs to be performed by the lender, and does not mean that there are no costs involved in the transaction. The basic requirements of a streamline refinance are:

	The mortgage to be refinanced must already be FHA insured.
	The mortgage to be refinanced should be current (not delinquent).
	The refinance is to result in a lowering of the borrower's monthly principal and interest payments.
	No cash may be taken out on mortgages refinanced using the streamline refinance process.
	No Credit Report-We Do Not Pull Credit
	No Appraisal Needed
	No Cerification of Income or Assets is Necessary
	Manufactured Homes Qualify Too
	Jumbo Streamlines OK too!
	We are the ONLY lender that does NOT pull credit nor  does not check credit scores!

Lenders may offer streamline refinances and include the closing costs into the new mortgage amount. This can only be done if there is sufficient equity in the property, as determined by an appraisal or accured equity on the original FHA/VA insured mortgage. Streamline refinances can also be done without appraisals, but the new loan amount cannot exceed the original loan amount.