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FHA Mortgage Limits by County

State of Georgia 

FHA Mortgage Limits revised

12/30/2008

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MSA Name   State One-Family Two-Family Three-Family Four-Family Last Revised Limit Year
NON-METRO   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
DOUGLAS, GA (MICRO)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
ALBANY, GA (MSA)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
MILLEDGEVILLE, GA (MICRO)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
ATLANTA-SANDY SPRINGS-MARIETTA, GA (MSA)   GA $320,850 $410,750 $496,500 $617,000 01/01/2009 CY2009
ATLANTA-SANDY SPRINGS-MARIETTA, GA (MSA)   GA $320,850 $410,750 $496,500 $617,000 01/01/2009 CY2009
FITZGERALD, GA (MICRO)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
MACON, GA (MSA)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
BRUNSWICK, GA (MSA)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
VALDOSTA, GA (MSA)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
SAVANNAH, GA (MSA)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
STATESBORO, GA (MICRO)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
AUGUSTA-RICHMOND COUNTY, GA-SC (MSA)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
ATLANTA-SANDY SPRINGS-MARIETTA, GA (MSA)   GA $320,850 $410,750 $496,500 $617,000 01/01/2009 CY2009
NON-METRO   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
ST. MARYS, GA (MICRO)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
ATLANTA-SANDY SPRINGS-MARIETTA, GA (MSA)   GA $320,850 $410,750 $496,500 $617,000 01/01/2009 CY2009
CHATTANOOGA, TN-GA (MSA)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
SAVANNAH, GA (MSA)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
COLUMBUS, GA-AL (MSA)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
SUMMERVILLE, GA (MICRO)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
ATLANTA-SANDY SPRINGS-MARIETTA, GA (MSA)   GA $320,850 $410,750 $496,500 $617,000 01/01/2009 CY2009
ATHENS-CLARKE COUNTY, GA (MSA)   GA $292,100 $373,950 $452,000 $561,700 01/01/2009 CY2009
NON-METRO   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
ATLANTA-SANDY SPRINGS-MARIETTA, GA (MSA)   GA $320,850 $410,750 $496,500 $617,000 01/01/2009 CY2009
NON-METRO   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
ATLANTA-SANDY SPRINGS-MARIETTA, GA (MSA)   GA $320,850 $410,750 $496,500 $617,000 01/01/2009 CY2009
DOUGLAS, GA (MICRO)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
MOULTRIE, GA (MICRO)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
AUGUSTA-RICHMOND COUNTY, GA-SC (MSA)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
ATLANTA-SANDY SPRINGS-MARIETTA, GA (MSA)   GA $320,850 $410,750 $496,500 $617,000 01/01/2009 CY2009
MACON, GA (MSA)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
CORDELE, GA (MICRO)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
CHATTANOOGA, TN-GA (MSA)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
ATLANTA-SANDY SPRINGS-MARIETTA, GA (MSA)   GA $320,850 $410,750 $496,500 $617,000 01/01/2009 CY2009
BAINBRIDGE, GA (MICRO)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
ATLANTA-SANDY SPRINGS-MARIETTA, GA (MSA)   GA $320,850 $410,750 $496,500 $617,000 01/01/2009 CY2009
NON-METRO   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
ALBANY, GA (MSA)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
ATLANTA-SANDY SPRINGS-MARIETTA, GA (MSA)   GA $320,850 $410,750 $496,500 $617,000 01/01/2009 CY2009
NON-METRO   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
VALDOSTA, GA (MSA)   GA $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009

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The CY2009 basic standard mortgage limits for FHA insured loans are:
      One-family   Two-family   Three-family   Four-family  
  FHA Forward   $271,050.00   $347,000.00   $419,425.00   $521,250.00  
  HECM   $417,000.00      
  HOPE for Homeowners   $550,440.00      
  Fannie/Freddie   $417,000.00   $533,850.00   $645,300.00   $801,950.00  
High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits
The ceilings for CY2009 are:
      One-family   Two-family   Three-family   Four-family  
  FHA Forward   $625,500.00   $800,775.00   $967,950.00   $1,202,925.00  
  HECM   $417,000.00      
  Fannie/Freddie   $625,500.00   $800,775.00   $967,950.00   $1,202,925.00  
Section 214 of the National Housing Act provides that mortgage limits for Alaska, Guam, Hawaii, and the Virgin Islands may be adjusted up to 150 percent of the new ceilings. This results in new CY2009 ceilings for these areas of:
      One-family   Two-family   Three-family   Four-family  
  FHA Forward   $938,250.00   $1,201,162.00   $1,451,925.00   $1,804,387.00  
  Fannie/Freddie   $938,250.00   $1,201,162.00   $1,451,925.00   $1,804,387.00  

 

 

 

 

 

 

 



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