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IOWA Mortgage Limits

Revised 12/30/2008

MSA Name	County Name	State	One-Family	Two-Family	Three-Family	Four-Family	Last Revised	Limit Year
NON-METRO	ADAIR	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	ADAMS	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	ALLAMAKEE	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	APPANOOSE	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	AUDUBON	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CEDAR RAPIDS, IA (MSA)	BENTON	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
WATERLOO-CEDAR FALLS, IA (MSA)	BLACK HAWK	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
BOONE, IA (MICRO)	BOONE	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
WATERLOO-CEDAR FALLS, IA (MSA)	BREMER	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	BUCHANAN	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
STORM LAKE, IA (MICRO)	BUENA VISTA	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	BUTLER	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CALHOUN	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CARROLL	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CASS	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CEDAR	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
MASON CITY, IA (MICRO)	CERRO GORDO	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CHEROKEE	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CHICKASAW	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CLARKE	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
SPENCER, IA (MICRO)	CLAY	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CLAYTON	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CLINTON, IA (MICRO)	CLINTON	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CRAWFORD	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
DES MOINES - WEST DES MOINES, IA	DALLAS	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	DAVIS	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	DECATUR	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	DELAWARE	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
BURLINGTON, IA-IL (MICRO)	DES MOINES	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
SPIRIT LAKE, IA (MICRO)	DICKINSON	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
DUBUQUE, IA (MSA)	DUBUQUE	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	EMMET	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	FAYETTE	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	FLOYD	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	FRANKLIN	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	FREMONT	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	GREENE	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
WATERLOO-CEDAR FALLS, IA (MSA)	GRUNDY	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
DES MOINES - WEST DES MOINES, IA	GUTHRIE	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	HAMILTON	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	HANCOCK	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	HARDIN	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
OMAHA-COUNCIL BLUFFS, NE-IA (MSA)	HARRISON	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	HENRY	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	HOWARD	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	HUMBOLDT	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	IDA	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	IOWA	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	JACKSON	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NEWTON, IA (MICRO)	JASPER	IA	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009

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The CY2009 basic standard mortgage limits for FHA insured loans are:
		One-family	Two-family	Three-family	Four-family
	FHA Forward	$271,050.00	$347,000.00	$419,425.00	$521,250.00
	HECM	$417,000.00
	HOPE for Homeowners	$550,440.00
	Fannie/Freddie	$417,000.00	$533,850.00	$645,300.00	$801,950.00

High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits The ceilings for CY2009 are:
		One-family	Two-family	Three-family	Four-family
	FHA Forward	$625,500.00	$800,775.00	$967,950.00	$1,202,925.00
	HECM	$417,000.00
	Fannie/Freddie	$625,500.00	$800,775.00	$967,950.00	$1,202,925.00

Section 214 of the National Housing Act provides that mortgage limits for Alaska, Guam, Hawaii, and the Virgin Islands may be adjusted up to 150 percent of the new ceilings. This results in new CY2009 ceilings for these areas of:
		One-family	Two-family	Three-family	Four-family
	FHA Forward	$938,250.00	$1,201,162.00	$1,451,925.00	$1,804,387.00
	Fannie/Freddie	$938,250.00	$1,201,162.00	$1,451,925.00	$1,804,387.00