Minnesota and Iowa Mortgage Lending and Refinance
	We specialize in Bill Consolidation, Purchase, FHA, VA, Conventional & First Time Home Buyers
	100% HUD Financing in selected rural areas Call for Information   877-235-7012 9AM-5PM PST or fill out the prequal form at the right

Should I Refinance or Purchase Now ?

The game has changed. For the past five years,    guidelines and mortgage programs have expanded and increased… now they are tightening and retracting 100% LTV programs are going away Debt-to-income ratios are getting tighter Credit standards are getting tighter Lenders aren’t as flexible as they have been over the past five years Foreclosures are going up and financially stressed homeowners need to refinance to lock a rate or loose their home

Rates will rise and continue to rise in the near future

Yesterday was the day to refinance your adjustable mortgage. but today is not too late

Yes, we still have excellent fixed rate programs for purchase and refinancing

Rural Housing HUD 100% Financing-Call for details Conventional - Sub Prime - Option Arms Home Equity Lines of Credit FHA - VA   Specialists 10-20-30-40 Year Mortgages Homes - Apartments - Manufactured Homes Foreclosure Bail Outs  FHA Secure (click her for details) 1 Day out of Bankruptcy OK  100%  80/20's First Time Homeowner Programs NEW! Bank Statement Program for Manufactured Home Purchase on Land Click here to be contacted  or Call  877-235-7012 9AM - 5 PM PST Click here to view the new FHA Mortgage Limits for your area Minnesota Iowa

Click here to view FHA Mortgage Limits Minnesota Iowa