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FHA Mortgage Limits by County
State of Idaho
| MSA Name |
County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
Last Revised |
Limit Year |
| BOISE CITY-NAMPA, ID (MSA) |
ADA |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
ADAMS |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| POCATELLO, ID (MSA) |
BANNOCK |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
BEAR LAKE |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
BENEWAH |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| BLACKFOOT, ID (MICRO) |
BINGHAM |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
BLAINE |
ID |
$625,500 |
$800,775 |
$967,950 |
$1,202,925 |
01/01/2009 |
CY2009 |
| BOISE CITY-NAMPA, ID (MSA) |
BOISE |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
BONNER |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| IDAHO FALLS, ID (MSA) |
BONNEVILLE |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
BOUNDARY |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
BUTTE |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
CAMAS |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| BOISE CITY-NAMPA, ID (MSA) |
CANYON |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
CARIBOU |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| BURLEY, ID (MICRO) |
CASSIA |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
CLARK |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
CLEARWATER |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
CUSTER |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| MOUNTAIN HOME, ID (MICRO) |
ELMORE |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| LOGAN, UT-ID (MSA) |
FRANKLIN |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| REXBURG, ID (MICRO) |
FREMONT |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| BOISE CITY-NAMPA, ID (MSA) |
GEM |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
GOODING |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
IDAHO |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| IDAHO FALLS, ID (MSA) |
JEFFERSON |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| TWIN FALLS, ID (MICRO) |
JEROME |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| COEUR D'ALENE, ID (MSA) |
KOOTENAI |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| MOSCOW, ID (MICRO) |
LATAH |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
LEMHI |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
LEWIS |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
LINCOLN |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| REXBURG, ID (MICRO) |
MADISON |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| BURLEY, ID (MICRO) |
MINIDOKA |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| LEWISTON, ID-WA (MSA) |
NEZ PERCE |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
ONEIDA |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| BOISE CITY-NAMPA, ID (MSA) |
OWYHEE |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| ONTARIO, OR-ID (MICRO) |
PAYETTE |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| POCATELLO, ID (MSA) |
POWER |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
SHOSHONE |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| JACKSON, WY-ID (MICRO) |
TETON |
ID |
$625,500 |
$800,775 |
$967,950 |
$1,202,925 |
01/01/2009 |
CY2009 |
| TWIN FALLS, ID (MICRO) |
TWIN FALLS |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
| NON-METRO |
VALLEY |
ID |
$272,550 |
$348,900 |
$421,750 |
$524,150 |
01/01/2009 |
CY2009 |
| NON-METRO |
WASHINGTON |
ID |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
01/01/2009 |
CY2009 |
|
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Call 877-235-7012 or Fill Out Question Form Below
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|
| The CY2009 basic standard mortgage limits for FHA insured loans are: |
| |
|
|
One-family |
|
Two-family |
|
Three-family |
|
Four-family |
|
| |
FHA Forward |
|
$271,050.00 |
|
$347,000.00 |
|
$419,425.00 |
|
$521,250.00 |
|
| |
HECM |
|
$417,000.00 |
|
|
|
| |
HOPE for Homeowners |
|
$550,440.00 |
|
|
|
| |
Fannie/Freddie |
|
$417,000.00 |
|
$533,850.00 |
|
$645,300.00 |
|
$801,950.00 |
|
High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits
The ceilings for CY2009 are: |
| |
|
|
One-family |
|
Two-family |
|
Three-family |
|
Four-family |
|
| |
FHA Forward |
|
$625,500.00 |
|
$800,775.00 |
|
$967,950.00 |
|
$1,202,925.00 |
|
| |
HECM |
|
$417,000.00 |
|
|
|
| |
Fannie/Freddie |
|
$625,500.00 |
|
$800,775.00 |
|
$967,950.00 |
|
$1,202,925.00 |
|
| Section 214 of the National Housing Act provides that mortgage limits for Alaska, Guam, Hawaii, and the Virgin Islands may be adjusted up to 150 percent of the new ceilings. This results in new CY2009 ceilings for these areas of: |
| |
|
|
One-family |
|
Two-family |
|
Three-family |
|
Four-family |
|
| |
FHA Forward |
|
$938,250.00 |
|
$1,201,162.00 |
|
$1,451,925.00 |
|
$1,804,387.00 |
|
| |
Fannie/Freddie |
|
$938,250.00 |
|
$1,201,162.00 |
|
$1,451,925.00 |
|
$1,804,387.00 |
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