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MSA Name	County Name	State	One-Family	Two-Family	Three-Family	Four-Family	Last Revised	Limit Year
QUINCY, IL-MO (MICRO)	ADAMS	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CAPE GIRARDEAU-JACKSON, MO-IL (MICRO)	ALEXANDER	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
ST. LOUIS, MO-IL (MSA)	BOND	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
ROCKFORD, IL (MSA)	BOONE	IL	$339,250	$434,300	$524,950	$652,400	01/01/2009	CY2009
NON-METRO	BROWN	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
OTTAWA-STREATOR, IL (MICRO)	BUREAU	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
ST. LOUIS, MO-IL (MSA)	CALHOUN	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CARROLL	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CASS	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CHAMPAIGN-URBANA, IL (MSA)	CHAMPAIGN	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
TAYLORVILLE, IL (MICRO)	CHRISTIAN	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CLARK	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CLAY	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
ST. LOUIS, MO-IL (MSA)	CLINTON	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CHARLESTON-MATTOON, IL (MICRO)	COLES	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CHICAGO-NAPERVILLE-JOLIET, IL METROPOLITAN DIVISIO	COOK	IL	$365,700	$468,150	$565,900	$703,250	01/01/2009	CY2009
NON-METRO	CRAWFORD	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CHARLESTON-MATTOON, IL (MICRO)	CUMBERLAND	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	DE WITT	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CHICAGO-NAPERVILLE-JOLIET, IL METROPOLITAN DIVISIO	DEKALB	IL	$365,700	$468,150	$565,900	$703,250	01/01/2009	CY2009
NON-METRO	DOUGLAS	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CHICAGO-NAPERVILLE-JOLIET, IL METROPOLITAN DIVISIO	DUPAGE	IL	$365,700	$468,150	$565,900	$703,250	01/01/2009	CY2009
NON-METRO	EDGAR	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	EDWARDS	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
EFFINGHAM, IL (MICRO)	EFFINGHAM	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	FAYETTE	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CHAMPAIGN-URBANA, IL (MSA)	FORD	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	FRANKLIN	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CANTON, IL (MICRO)	FULTON	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	GALLATIN	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	GREENE	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CHICAGO-NAPERVILLE-JOLIET, IL METROPOLITAN DIVISIO	GRUNDY	IL	$365,700	$468,150	$565,900	$703,250	01/01/2009	CY2009
MOUNT VERNON, IL (MICRO)	HAMILTON	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	HANCOCK	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	HARDIN	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
BURLINGTON, IA-IL (MICRO)	HENDERSON	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (MSA)	HENRY	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	IROQUOIS	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CARBONDALE, IL (MICRO)	JACKSON	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	JASPER	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
MOUNT VERNON, IL (MICRO)	JEFFERSON	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
ST. LOUIS, MO-IL (MSA)	JERSEY	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	JO DAVIESS	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	JOHNSON	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CHICAGO-NAPERVILLE-JOLIET, IL METROPOLITAN DIVISIO	KANE	IL	$365,700	$468,150	$565,900	$703,250	01/01/2009	CY2009
KANKAKEE-BRADLEY, IL (MSA)	KANKAKEE	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CHICAGO-NAPERVILLE-JOLIET, IL METROPOLITAN DIVISIO	KENDALL	IL	$365,700	$468,150	$565,900	$703,250	01/01/2009	CY2009
GALESBURG, IL (MICRO)	KNOX	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
OTTAWA-STREATOR, IL (MICRO)	LA SALLE	IL	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
LAKE COUNTY-KENOSHA COUNTY, IL-WI METROPOLITAN DIV	LAKE	IL	$365,700	$468,150	$565,900	$703,250	01/01/2009	CY2009

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The CY2009 basic standard mortgage limits for FHA insured loans are:
		One-family	Two-family	Three-family	Four-family
	FHA Forward	$271,050.00	$347,000.00	$419,425.00	$521,250.00
	HECM	$417,000.00
	HOPE for Homeowners	$550,440.00
	Fannie/Freddie	$417,000.00	$533,850.00	$645,300.00	$801,950.00

High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits The ceilings for CY2009 are:
		One-family	Two-family	Three-family	Four-family
	FHA Forward	$625,500.00	$800,775.00	$967,950.00	$1,202,925.00
	HECM	$417,000.00
	Fannie/Freddie	$625,500.00	$800,775.00	$967,950.00	$1,202,925.00

Section 214 of the National Housing Act provides that mortgage limits for Alaska, Guam, Hawaii, and the Virgin Islands may be adjusted up to 150 percent of the new ceilings. This results in new CY2009 ceilings for these areas of:
		One-family	Two-family	Three-family	Four-family
	FHA Forward	$938,250.00	$1,201,162.00	$1,451,925.00	$1,804,387.00
	Fannie/Freddie	$938,250.00	$1,201,162.00	$1,451,925.00	$1,804,387.00