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Kentucky FHA Mortgage Limits rev 12/30/2008

MSA Name	County Name	County Code	State	One-Family	Two-Family	Three-Family	Four-Family	Last Revised	Limit Year
NON-METRO	ADAIR	001	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	ALLEN	003	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
FRANKFORT, KY (MICRO)	ANDERSON	005	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
PADUCAH, KY-IL (MICRO)	BALLARD	007	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
GLASGOW, KY (MICRO)	BARREN	009	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
MOUNT STERLING, KY (MICRO)	BATH	011	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
MIDDLESBOROUGH, KY (MICRO)	BELL	013	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA)	BOONE	015	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
LEXINGTON-FAYETTE, KY (MSA)	BOURBON	017	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
HUNTINGTON-ASHLAND, WV-KY-OH (MSA)	BOYD	019	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
DANVILLE, KY (MICRO)	BOYLE	021	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA)	BRACKEN	023	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	BREATHITT	025	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	BRECKINRIDGE	027	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA)	BULLITT	029	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	BUTLER	031	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CALDWELL	033	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
MURRAY, KY (MICRO)	CALLOWAY	035	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA)	CAMPBELL	037	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CARLISLE	039	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CARROLL	041	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CARTER	043	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CASEY	045	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CLARKSVILLE, TN-KY (MSA)	CHRISTIAN	047	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
LEXINGTON-FAYETTE, KY (MSA)	CLARK	049	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CLAY	051	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CLINTON	053	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CRITTENDEN	055	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	CUMBERLAND	057	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
OWENSBORO, KY (MSA)	DAVIESS	059	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
BOWLING GREEN, KY (MSA)	EDMONSON	061	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	ELLIOTT	063	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	ESTILL	065	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
LEXINGTON-FAYETTE, KY (MSA)	FAYETTE	067	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	FLEMING	069	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	FLOYD	071	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
FRANKFORT, KY (MICRO)	FRANKLIN	073	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
UNION CITY, TN-KY (MICRO)	FULTON	075	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA)	GALLATIN	077	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	GARRARD	079	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA)	GRANT	081	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
MAYFIELD, KY (MICRO)	GRAVES	083	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	GRAYSON	085	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	GREEN	087	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
HUNTINGTON-ASHLAND, WV-KY-OH (MSA)	GREENUP	089	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
OWENSBORO, KY (MSA)	HANCOCK	091	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
ELIZABETHTOWN, KY (MSA)	HARDIN	093	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	HARLAN	095	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	HARRISON	097	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	HART	099	KY	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009

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The CY2009 basic standard mortgage limits for FHA insured loans are:
		One-family	Two-family	Three-family	Four-family
	FHA Forward	$271,050.00	$347,000.00	$419,425.00	$521,250.00
	HECM	$417,000.00
	HOPE for Homeowners	$550,440.00
	Fannie/Freddie	$417,000.00	$533,850.00	$645,300.00	$801,950.00

High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits The ceilings for CY2009 are:
		One-family	Two-family	Three-family	Four-family
	FHA Forward	$625,500.00	$800,775.00	$967,950.00	$1,202,925.00
	HECM	$417,000.00
	Fannie/Freddie	$625,500.00	$800,775.00	$967,950.00	$1,202,925.00

Section 214 of the National Housing Act provides that mortgage limits for Alaska, Guam, Hawaii, and the Virgin Islands may be adjusted up to 150 percent of the new ceilings. This results in new CY2009 ceilings for these areas of:
		One-family	Two-family	Three-family	Four-family
	FHA Forward	$938,250.00	$1,201,162.00	$1,451,925.00	$1,804,387.00
	Fannie/Freddie	$938,250.00	$1,201,162.00	$1,451,925.00	$1,804,387.00