FHA Mortgage Limits revised 12/30/2008

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Maine FHA Mortgage Limits

Rev 12/30/2008

MSA Name	County Name	State	One-Family	Two-Family	Three-Family	Four-Family	Last Revised	Limit Year
LEWISTON-AUBURN, ME (MSA)	ANDROSCOGGIN	ME	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	AROOSTOOK	ME	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME (MSA)	CUMBERLAND	ME	$272,550	$348,900	$421,750	$524,150	01/01/2009	CY2009
NON-METRO	FRANKLIN	ME	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	HANCOCK	ME	$271,400	$347,450	$419,950	$521,900	01/01/2009	CY2009
AUGUSTA-WATERVILLE, ME (MICRO)	KENNEBEC	ME	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
ROCKLAND, ME (MICRO)	KNOX	ME	$279,450	$357,750	$432,400	$537,400	01/01/2009	CY2009
NON-METRO	LINCOLN	ME	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	OXFORD	ME	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
BANGOR, ME (MSA)	PENOBSCOT	ME	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	PISCATAQUIS	ME	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME (MSA)	SAGADAHOC	ME	$272,550	$348,900	$421,750	$524,150	01/01/2009	CY2009
NON-METRO	SOMERSET	ME	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	WALDO	ME	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
NON-METRO	WASHINGTON	ME	$271,050	$347,000	$419,425	$521,250	01/01/2009	CY2009
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME (MSA)	YORK	ME	$272,550	$348,900	$421,750	$524,150	01/01/2009	CY2009

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The CY2009 basic standard mortgage limits for FHA insured loans are:
		One-family	Two-family	Three-family	Four-family
	FHA Forward	$271,050.00	$347,000.00	$419,425.00	$521,250.00
	HECM	$417,000.00
	HOPE for Homeowners	$550,440.00
	Fannie/Freddie	$417,000.00	$533,850.00	$645,300.00	$801,950.00

High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits The ceilings for CY2009 are:
		One-family	Two-family	Three-family	Four-family
	FHA Forward	$625,500.00	$800,775.00	$967,950.00	$1,202,925.00
	HECM	$417,000.00
	Fannie/Freddie	$625,500.00	$800,775.00	$967,950.00	$1,202,925.00

Section 214 of the National Housing Act provides that mortgage limits for Alaska, Guam, Hawaii, and the Virgin Islands may be adjusted up to 150 percent of the new ceilings. This results in new CY2009 ceilings for these areas of:
		One-family	Two-family	Three-family	Four-family
	FHA Forward	$938,250.00	$1,201,162.00	$1,451,925.00	$1,804,387.00
	Fannie/Freddie	$938,250.00	$1,201,162.00	$1,451,925.00	$1,804,387.00