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FHA Mortgage Limits revised 

12/30/2008 

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 Mississippi FHA Mortgage Limits

Rev 12/30/2008

MSA Name County Name State One-Family Two-Family Three-Family Four-Family Last Revised Limit Year
NATCHEZ, MS-LA (MICRO) ADAMS MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
CORINTH, MS (MICRO) ALCORN MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
MCCOMB, MS (MICRO) AMITE MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO ATTALA MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO BENTON MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
CLEVELAND, MS (MICRO) BOLIVAR MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO CALHOUN MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
GREENWOOD, MS (MICRO) CARROLL MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO CHICKASAW MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO CHOCTAW MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO CLAIBORNE MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
MERIDIAN, MS (MICRO) CLARKE MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
WEST POINT, MS (MICRO) CLAY MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
CLARKSDALE, MS (MICRO) COAHOMA MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
JACKSON, MS (MSA) COPIAH MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO COVINGTON MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
MEMPHIS, TN-MS-AR (MSA) DESOTO MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
HATTIESBURG, MS (MSA) FORREST MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO FRANKLIN MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
PASCAGOULA, MS (MSA) GEORGE MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO GREENE MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
GRENADA, MS (MICRO) GRENADA MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
GULFPORT-BILOXI, MS (MSA) HANCOCK MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
GULFPORT-BILOXI, MS (MSA) HARRISON MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
JACKSON, MS (MSA) HINDS MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO HOLMES MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO HUMPHREYS MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO ISSAQUENA MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
TUPELO, MS (MICRO) ITAWAMBA MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
PASCAGOULA, MS (MSA) JACKSON MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
LAUREL, MS (MICRO) JASPER MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO JEFFERSON MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO JEFFERSON DAVIS MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
LAUREL, MS (MICRO) JONES MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
MERIDIAN, MS (MICRO) KEMPER MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
OXFORD, MS (MICRO) LAFAYETTE MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
HATTIESBURG, MS (MSA) LAMAR MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
MERIDIAN, MS (MICRO) LAUDERDALE MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO LAWRENCE MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO LEAKE MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
TUPELO, MS (MICRO) LEE MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
GREENWOOD, MS (MICRO) LEFLORE MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
BROOKHAVEN, MS (MICRO) LINCOLN MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
COLUMBUS, MS (MICRO) LOWNDES MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
JACKSON, MS (MSA) MADISON MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO MARION MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
MEMPHIS, TN-MS-AR (MSA) MARSHALL MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO MONROE MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO MONTGOMERY MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009
NON-METRO NESHOBA MS $271,050 $347,000 $419,425 $521,250 01/01/2009 CY2009

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The CY2009 basic standard mortgage limits for FHA insured loans are:
      One-family   Two-family   Three-family   Four-family  
  FHA Forward   $271,050.00   $347,000.00   $419,425.00   $521,250.00  
  HECM   $417,000.00      
  HOPE for Homeowners   $550,440.00      
  Fannie/Freddie   $417,000.00   $533,850.00   $645,300.00   $801,950.00  
High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits
The ceilings for CY2009 are:
      One-family   Two-family   Three-family   Four-family  
  FHA Forward   $625,500.00   $800,775.00   $967,950.00   $1,202,925.00  
  HECM   $417,000.00      
  Fannie/Freddie   $625,500.00   $800,775.00   $967,950.00   $1,202,925.00  
Section 214 of the National Housing Act provides that mortgage limits for Alaska, Guam, Hawaii, and the Virgin Islands may be adjusted up to 150 percent of the new ceilings. This results in new CY2009 ceilings for these areas of:
      One-family   Two-family   Three-family   Four-family  
  FHA Forward   $938,250.00   $1,201,162.00   $1,451,925.00   $1,804,387.00  
  Fannie/Freddie   $938,250.00   $1,201,162.00   $1,451,925.00   $1,804,387.00  

 

 

 

 

 

 

 

 

 

 

 

 

 

 



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